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Credit Repair Made Easy!

If your credit is a complete circus, you've come to the right place!


We offer a money back guarantee if we are not successful in removing/fixing anything on your credit.

Ask us about the terms and conditions.



Get your FREE online credit evaluation now

Get in touch with our team of experts today and let us help you achieve your financial goals.

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A lot of

Happy clients to date

#1

Credit repair service in Oregon

$0

Basic consultation price

Affordable credit solutions for all

Our credit services are tailored to your unique needs - no matter your income level

Credit Repair

Whether you do not understand how to repair your credit by yourself, or you just do not have the time we can assist you with your credit repair needs. We assist with identity theft, basic disputes, credit problems due to covid, divorces, and repos. We even help with goodwill letters for late reportings. Whatever your credit needs we have you covered

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Credit Building

Building credit is confusing for some. Let us guide you on your path to your dreams. We help you build your credit from nothing and assist clients who have a thin credit profile. We also want to educate you on how to maintain your credit.

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Credit Counseling

This is a service we offer to clients who are ready to take charge of their debt. We will discuss your financial situation with you and help develop a personalized plan to solve your problems.

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Our Process

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Step 1: Share your credit goals with us!

Here at Credit Comedy Central we want to know what your goals are. Whether you are preparing to buy your first car or preparing to buy a home, sharing with us helps us to  decide what dispute strategy will be beneficial for your specific credit needs. As soon as you decide to work with us we send out your first rounds of disputes and you will get confirmation via email so that you know you can trust we are working hard for you!

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Step 2:

Dispute results typically take 30 to 45 days. When you sign up you will be asked to sign limited power of attorney so that it lessens your chances of getting a stall letter from the credit bureaus. It will also give us a chance to talk to creditors on your behalf should we need to enter into agreement for a pay to delete or a settlement offer. You will be the one to give your agreement before these steps are executed. We take a no harm approach with our process. There are creditors who are known to sue while clients are trying to repair their credit. Extra caution will be used for those accounts.

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Step 3: Getting your results

When you start getting your dispute results please upload the results to us as soon as possible so that we can respond to them. Remember that the credit bureaus do not want for you to repair your credit and we need to be able to respond to any and all correspondence in a timely manner to protect your rights.

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Step 4: Rebuiling while Repairing

During the repair process we know how exciting it is to see that score moving up. We have several requests for our clients and that is to please not seek credit until we have reached that point. Doing this can actually cause a drop in your score and a new account can shorten your credit age. The most important thing is to put your credit cards on auto pay so that you do not miss a monthly payment. As far as usage remember that while you can use 30% of your available credit please keep in mind that goes for the total amount of all cards combined. Excellent usage for credit cards is between 1 and 3% to maximize your points.

About Credit Comedy Central

Credit Comedy Central is a place where clients can come for help without feeling embarrassed about their credit scores and profile. Whether you have no credit or the worst credit we will see you though on your journey

Credit Comedy Central offers a discounted price to people who are lower income

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What our clients say about us?

Don't just take it from us

Client

Laurel C.

"The services I am receiving have exceeded my expectations. I have worked with other companies in the past and nothing compares to this great experience. If I have questions, they are answered. I am notified anytime there are disputes sent out. I really love that I feel important to this company."

Client

Cynthia P

“The service is fantastic!  I had no idea what a credit score was until I tried to rent an apartment. They denied me and said I had zero credit score. I now have a score of 750 and was taught how to maintain that score."

Client

Blake H

" I just turned 18 and have no credit and I would love to buy my own car so I can get back and forth to work. I now have started building my credit."

FAQ

  • Is the evaluation you're offering really free?

    Yes, our credit evaluations are free. We want our clients to know that they are important to us and not start our business relationship by charging them money for this service. We will send you a link to sign up for our credit monitoring services which have a free trial so that  we can import your credit report, if you choose to work with us it is also helpful for us to keep track of progress and to cooridinate your disputes. Most of our disputes are sent by certified mail so that we know when we should get a response.

  • Can credit repair companies really improve my credit score?

    Yes, we can assist with your credit needs. We want everyone to know that credit repair is a team effort. We ask for people to do their part as well for the best reults possible. Keeping your utilization low and putting your credit cards on autopay to ensure that there are no missed payments during the process helps a great deal. It is very important that you dont get any late reportings as they can drop your score a lot.

  • How long does credit repair take?

    The time it takes to repair a person's credit depends on several factors. These range from how severe the derogatory remarks are on your credit report. How many collection accounts you have showing on your report. Whether you are able to settle certain items on your credit report for faster results. Our goal is to get you where you want to be in your financial journey as quickly as possible without a drawn out process which costs more money to our clients. Recent clients were able to achieve their goals within 3 to 6 months. Individual results will vary from client to client.

  • Why should I choose Credit Comedy Central?

    We take pride in what we do. Whether you have been a victim of idenity theft or fraud or just fallen on hard times due to life or circumstances beyond your control. We will work diligntly with your best intrests at heart. Credit Comedy Central is comprised of people who were once in your shoes and worked hard to recover ourselves from own credit comedy. To be successful in this field you have to have an understanding of how it is to be on both sides. I once had to work with a credit repair company and that yielded no results and I was constantly in the dark and unsure whether the company was even working on my behalf. I know how expensive it is which is why I decided to create a business where everyone can get the help they desparately need at a cost that is affordable. As the owner of this business, I have created business standards that I feel are important. When a person is in this position they want to be informed on the process and know what to expect. Remember you are not alone on your journey.  Calls will be answered in a timely manner. Each person will be treated with the upmost respect and shown compassion. Should you have a questions you can either call or email and it will be answered in a timely manner. 

  • Does Credit Comedy Central offer refunds?

    All sales are final and no refunds will be issued.

    Please be advised that all our services are non-refundable. We charge for services rendered and performed, and we cannot guarantee specific outcomes. However, we do understand that there may be circumstances that warrant an exception to our policy. In such cases, we ask that you contact our office to discuss your situation further, and we will do our best to work with you.

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